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New Jersey Minimum Auto Insurance Requirements
The state of New Jersey has a minimum auto insurance requirement of 15/30/5. Further explanation: 15 thousand dollars minimum coverage for bodily injury per person your car causes. 30 thousand dollars of bodily injury coverage for each ACCIDENT you are involved in. Finally, the last number is the amount of coverage (5 thousand dollars in this case) is the minimum coverage for property damage coverage. Specifically the damage caused to someone elses car or property.
When Auto Insurance Documentation is Required
- Anytime your car is being expected.
- When you get pulled over for a traffic violation.
- Any spot checks the police may be conducting.
- If you are ever involved in an accident.